Is BPJS Sufficient to Cover Critical Illnesses?
Last updated: 19 Aug 2025
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Oona makes it easy to get critical illness coverage online in just a few minutes. No complicated paperwork, just quick approval and peace of mind when it matters most.
Receive a cash payout upon diagnosis, giving you the flexibility to cover medical bills, recovery costs, lost income, or daily living expenses—without financial stress.
Getting older? No worries! You’ll continue to stay protected. Renew your Critical Illness Insurance policy up to age 60, so you can live with lasting peace of mind.
Select the protection that suits you best. Oona offers four coverage options for cancer, heart attack, and stroke—choose one or all three for maximum protection.
Adjust your coverage to match your needs and life plans, because Oona provides sum insured options ranging from IDR 100 million to IDR 200 million.
Complete your personal details, proceed with payment using the available methods, and receive your policy instantly. Enjoy peace of mind knowing you’re fully protected.
Get protection coverage of up to IDR 200 million, with premiums starting from IDR 5.500 per month.
You can easily purchase it online in just minutes by simply answering 4 basic questions about your health.
Cancer protection designed for you covers all stages, with comprehensive benefits.
Oona Big 3 Critical Illness Insurance works alongside your existing health insurance to provide extra protection.
Provides coverage for cancer, heart attack, and stroke, which are responsible for around 60% of deaths in Indonesia.
Option to pay in installments at 0% interest with leading credit cards, including BCA, Mandiri, BRI, BNI and others.
Prepare and collate all the required documents and claim details for submission. Click here to see the required documents.
Fill out the online claim form and upload the required documents online. Make a Claim or Other Ways to File a Claim
Claim results will be informed within 5 business days upon submission of all required documents to Oona for review.
Critical Illness Insurance is a health protection plan that provides a lump sum payout if you are diagnosed with a covered serious illness such as cancer, heart attack, or stroke. This benefit can be used for medical treatment, recovery expenses, or to replace lost income.
Critical illness coverage is recommended for:
Early protection helps secure financial stability during unexpected health challenges.
To file a claim:
Always check your policy wording for specific claim requirements.
You can purchase critical illness insurance online through a simple application process:
This allows fast and convenient protection without lengthy paperwork.
Yes. Regular health insurance reimburses hospitalization and medical expenses. Critical illness insurance provides a fixed lump sum payout upon diagnosis of covered conditions, regardless of actual medical bills.
Yes. You can choose to purchase standalone heart attack insurance, stroke insurance, or cancer insurance, depending on your needs. Some plans also offer bundled critical illness coverage that protects you against multiple conditions under one policy.
Oona Critical Illness Insurance offers:
This ensures financial protection so you can focus on recovery without financial stress.
Standalone coverage allows you to:
This is ideal if you want focused protection for particular health risks.
Providing quality insurance services with leading partners